The disadvantage is that once you get them all up, your hands will be useless bleeding stumps, and it will be December. Sheet-Metal Shutters: The advantage is that these work well, once you get them all up. The disadvantage is that, because you make them yourself, they will fall off. Plywood Shutters: The advantage is that, because you make them yourself, they're cheap. There are several types of shutters, with advantages and disadvantages: Your house should have hurricane shutters on all the windows, all the doors, and - if it's a major hurricane - all the toilets. This week, I'm covered by the Bob and Big Stan Insurance Company, under a policy which states that, in addition to my premium, Bob and Big Stan are entitled, on demand, to my kidneys. Since moving to Florida in 1999, I have had an estimated 27 different home-insurance companies. So you'll have to scrounge around for an insurance company, which will charge you an annual premium roughly equal to the replacement value of your house (if not more).Īt any moment, this company can drop you like used dental floss. Unfortunately, if your home is located in Florida, or any other area that might actually be hit by a hurricane, most insurance companies would prefer not to sell you hurricane insurance, because then they might be required to pay YOU money, and that is certainly not why they got into the insurance business in the first place. Fortunately, this insurance is cheap and easy to get, as long as your home meets two basic requirements: If you own or rent a home, you must have hurricane insurance. We'll start with one of the most important hurricane preparedness items: Instead, most people will foolishly stay here in Florida. Unfortunately, statistics show that most people will not follow this sensible plan. Drive to Ohio and remain there until Halloween. Buy enough food and bottled water to last your family for at least three days. If you're new to the area, you're probably wondering what you need to do to prepare for the possibility that we'll get hit by "the big one." Based on our experiences, we recommend that you follow this simple three-step hurricane preparedness plan: (Ironically, now that Hurricane Irene has done its somewhat minimal damage - some flooding, a few deaths, lots of power outages - along the eastern seaboard, should we in The Sunshine State start worrying about blizzard conditions hitting us in December as Mother Nature's payback?) Bet you never really thought about what goes on down here during the summer or autumn. Many people in southeast Florida are originally from the northeast - New York, New Jersey, Philly, Boston - and moved to get away from the cold and the snow. Yes, hurricane season is an exciting time to be in Florida. And as the wind was whipping around at some 150 miles an hour, and the rain was pelting down at about the same speed, I thought, "This list is funny as all hell!" So just chill, y'awl!) (Now, before you get all "Wow, Gaba's making fun of hurricane victims after the entire freaking city of New York had to be evacuated this weekend!" snotty on me, just chill: I stole most of this commentary from an email I received when Florida was being hit by Hurricane Frances in 2004. Any day now, you're going to turn on the TV and see a weather person pointing to some radar blob out in the Gulf of Mexico or the Atlantic and making two basic meteorological points: We're entering the peak of the hurricane season.
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